Long term goals and tracking my weekly spending

Recently, I wrote down a list of some long term goals. These are primarily goals over the next 2-5 years, with one long goal out at the 12 year mark. They include things like getting rid of debt, like credit cards and a personal loan. I wrote them down with a reminder at the top of the list to consider these goals whenever I’m thinking about buying anything of significance. For me, I’d probably put anything of significance at the $50 or above mark. $50 may seem small, but boy do they add up fast! All you have to do is look at your credit card statement and see how quickly you can be surprised by how the balance can just shoot up from a few $50 purchases. These can be things like just going out for a nice dinner or something.

Now, I’m not saying not to treat or indulge yourself at all. The exercise for me was more to think about these goals that I really, really want to achieve but will take some time. I’m hoping that making a list and referring to it will help me to be disciplined. I’ve also started to do a weekly spending review, each and every week. I do it come hell or high water and have been at it for 10 weeks now. I store them on YouTube as private videos but they allow me to review my progress. In the weekly review, I go over things like current credit card debt balance, net worth, cash flow for the past 30 days and year-to-date, as well as how much cash I have on hand. I find that it helps me to focus too. And sometimes the embarrassment of just looking back and being able to say “What the fuck?!” really helps to instill discipline. Let’s see if this keeps me going. 5 years is 310 weeks… and I’m only in Week 10!

@WhiteHouse Who do you think you are to ban an accredited reporter from an open press event? YOU WORK FOR ME. I get to decide which questions should be asked and when it’s appropriate. Not you. Get over yourself. Can’t wait until 2020.



from Twitter https://twitter.com/phuocsandiego

July 25, 2018 at 04:33PM

@SenFeinstein Don’t be so sure of winning in November. I contacted you years ago about fast tracking the TPP, spying on Americans, etc. and you ignored my concerns. Voters do not forget. @kdeleon will prevail this November. I’ll do my part to make sure.



from Twitter https://twitter.com/phuocsandiego

July 15, 2018 at 11:41AM

@Kaylelele Read your latest article on Apple Photos vs Google Photos. You’re wrong on one huge aspect of photo editing in Google Photos: it’s not just filters based. Yes, Google gives you more filters but touch the slider icon and edit all the settings just like in Apple Photos.



from Twitter https://twitter.com/phuocsandiego

July 09, 2018 at 08:00AM