So it’s a rainy day in New York and I didn’t really want to go far for good. Yelp directed me to a little food court in the middle of Manhattan called Urbanspace where I was able to grab a delicious New York pizza. Follow me as I go there to pick one up!
For dinner tonight I’m making Korean beef burrito. It’s a simple stir fry of sliced skirt steak with green onions and garlic in a teriyaki/Korean hot fermented pepper paste. Garnish with cilantro and a quick pickle of sliced white onions and serrano peppers.
It’s a gorgeous Sunday evening and that means another session of backyard cooking! This time I’m making Thai pad see ew. It’s similar to the Cantonese beef chow fun. The dish comes together very quickly in the pan. Prep time is not bad either, so it’s perfect for a lazy Sunday! See how I make it by watching the video.
It’s August 2018. It’s been 10 years on from the late summer/fall of 2008 and when Lehman Brothers, AIG, Merrill Lynch, and others collapsed or were on the brink of collapse in one of the biggest banking crisis we’ve experienced. That led directly into the Great Recession. The effects were huge. About a year later, we were officially on the road to recovery, although no one knew it at the time and many Americans would have to endure the hardship for many more years to come before they begin to see any light.
In that crucible, we learned some important lessons. Made many new regulations designed to prevent another crisis of that magnitude. And then we got complacent. Some Dodd Frank regulations are being rolled back because they’re too onerous. The S&P 500 hit a record high… unemployment is very low… housing prices have more than recovered since the Great Recession… some folks are even buying house, sight unseen… people are wildly optimistic again… and they’re saying this time it’s different. I don’t know about you, but that scares the bejesus out of me. Have we learned nothing? How soon have we forgotten those painful lessons? Are we on the brink of another downturn? I have no idea. But I’m very worried.
Recently, I’ve calculated and figured out what my number is and it’s 12. That’s 12 years until financial independence and to be able to maintain my current lifestyle. It means I don’t have to work if I don’t want to, but it’s awesome to have that choice. It’s an exercise worth doing… it allows you to check your financial status and see if you’re generally on track. Everyone’s number is going to be different. Mine’s 12. The calculation is pretty straight forward. You need to figure out how much your annual expenses would be and figure out what you’d need to do to be able to withdraw that amount without touching principal for the rest of your life.
If you want to get to financial independence before the time you can officially withdraw from any tax deferred accounts without penalty, you’ll just have to have enough savings outside of tax deferred accounts to cover those years that you would like to retire earlier. That’s it.
Mine’s 12, which puts me 4.5 – 5 years before the 59.5 year old mark. It means I have to have at least 4.5 years of expenses saved up and based on my savings rate, I’ll get there in 12 years or less. So look at your situation, figure out your number and you’ll know if you’re on track or have to make some changes. It’s an exercise worth doing.
When it’s a gorgeous day out, I just like to leave the office for a few minutes and go for a drive on the beach. I’m fortunate that my office is minutes from the beach in San Diego. You’ll see Torrey Pines, Del Mar, Cardiff by the Sea, Encinitas, and Carlsbad in this short drive. It’s just me driving with some background music. 🙂
I’m making chicken madras for dinner tonight. I did go a little unconventional and added some potatoes to the dish, but other than that, it’s pretty spot on. It was really good too. My sauce is a bit chunkier but if you’d like yours to be smooth, but process the ginger and garlic in a food processor or mortar & pestle until it’s a paste. Cooking time is about 15 minutes once everything is prepped and ready to go. Prep time is about 10 minutes.
Ingredients for two servings:
1 teaspoon hot curry powder
1 teaspoon medium curry powder
1/2 teaspoon garam masala
1/2 teaspoon fenugreek
1/2 teaspoon chili powder
1/2 teaspoon salt
1/2 teaspoon ground pepper
1 teaspoon cider vinegar
1 large clove of garlic, minced/chopped/pasted
1 thumb size piece of ginger, minced/chopped/pasted
1/4 of a white onion
bunch of coriander, chopped
1 chicken thigh, cut into bite size pieces
The outdoor temperature hit 103 degrees F (almost 40 C!) in San Diego. That’s unheard of honestly, where the average summer temperature is in the high 70’s. And that’s why I enjoy cooking outdoor to help keep the house cool. Today is chicken stir fried with mushrooms and zucchini. Dead simple, it’s simply chicken stir fried with chopped zucchini, mushrooms, onions, and teriyaki sauce. Serve over steamed rice.
I really miss the old YouTube. You know, the one where it’s just a bunch of regular people, amateurs really, that put up real stuff. Not the over produced, slick, super positive videos you see around these days where everything, and I mean everything, is just hunky dory. (Did I just say hunky dory?!) Anyways, it just feels like they don’t talk about reality, but some alternate hyped up version of it. Just a Sunday rant from a traditionalist. I’m definitely going to be THAT guy that’ll say, “In my days…”. Yep, that’s my future.
Here’s my latest PlayerUnknown’s Battlegrounds (PUBG) game. It’s a turtling win, from start to finish. The team only had 3 members from the start due to lag or whatever. We lost a man about 3/4 of the way in, so it was 2 vs. 5 at the end. And we pulled out a victory! Enjoy!